THERE are many ingenious ways to get to college even if you’re an indigent or your parents or guardians are indigent. There are federal student loans. And there are student loans by such private lenders as Sallie Mae. But it is suggested that you render federal or state student loans – anything that is government-sponsored – because there is a very big possibility that your loans will be forgiven if you meet certain requirements. If you have been a consistent dean’s lister in all of your five years of academic stay in college, then your loans will surely be forgiven and especially so if you’re a magna or a summa cum laude.

Another possibility that your loan will be forgiven is if you’re the running back of your college or university team and you have won champion in the divisional or in the regional. That’s another way of having your student loans forgiven either in whole or in part. After graduating from college, you can still incur some possibilities to have your loan forgiven for at most $17,500. One thing to do that is if you have done something which is rarely good – like you have returned a bag containing $1 million in cold cash. If your story will be publicized at a national level and the government has found out that you’re still paying student loans monthly, there is a likely chance that your student loans will be forgiven.

That is why there are really lots of advantages if all your student loans are incurred and consolidated as government student loans. Another way for your college loans to be forgiven is if you have invented or innovated something that is of practical use to the community or the nation or even the world in general. The trend nowadays is to serve in the health industry either as a surgeon or his assistants like being an anesthesiologist, a phlebotomist, a pediatrician, a nurse, a midwife, a physical therapist, a medical transcriptionist, a reflexologist or an acupuncturist.

If you belong to this industry, then you can certainly avail of the college loan forgiveness program. Another way to avail of the college loan forgiveness program is to be enlisted in the Armed Forces. Once you have performed three tours of duty, you can now be eligible to cancel all your student loans that you have used to pay the tuition in college. Another way to incur college loan forgiveness is to be an elementary teacher. Following the passage of the No Child Left behind Act in the United States, there has been an intensive hiring of teachers all over the United States.

If you are a teacher, then you can certainly be eligible for the college loan forgiveness program. Aside from the student loan forgiveness program, there are still other ingenious ways to reach college. One way is to consolidate all your student loans. We know that student loans do not just come from one source. You may have incurred a student loan from the college that you are currently enrolling, another one from the state government, another one from the federal government and another one from Sallie Mae. If you have consolidated all your student loans in one federal loan, then it is easy to avail of the loan forgiveness program.